What These Terms Cover for Indonesia
Our Terms & Conditions describe who may access the account, how identity and phone details are checked, and when we may pause access while a policy question is resolved. They also explain wallet records for DANA, OVO, GoPay and QRIS, plus bank transfer and virtual account
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references shown during an account step. We use the same policy wording across mobile and desktop, while access depends on local law and remains available only where local law permits. Read the current text before opening an account, then keep your account details accurate so a
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payment receipt or status check can be matched correctly. If a rule changes, we place the revised wording on this policy page and identify the effective point in the displayed text.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.